2. What we offer
  3. Lending
  4. Co-investment facilities
  5. Project loans
  6. Intermediated loans
  7. Looking for an SME loan?
  8. Venture capital
  9. Venture debt
  10. Equity and fund investments
  11. Infrastructure equity funds
  12. Infrastructure debt funds
  13. Environmental funds
  14. Equity funds in the ACP regions
  15. Equity funds in the Mediterranean region
  16. Blending
  17. Structured finance
  18. Guarantees
  19. Project bonds
  20. InnovFin – EU Finance for innovators
  21. Products
  22. Eligibility
  23. How to apply
  24. Donor partnerships
  25. Donors
  26. Trust funds
  27. Transport infrastructure
  28. JEREMIE: Flexible SME funding
  29. ESIF Financial Instruments
  30. Financial Instruments in practice
  31. ESIF FIs in 2014-2020
  32. EIB role in Financial Instruments in 2014-2020
  33. Calls for expression of interest
  34. Mutual Reliance Initiative
  35. Private Finance for Energy Efficiency (PF4EE)
  36. Natural Capital Financing Facility
  37. In a nutshell
  38. Project examples
  39. Technical assistance
  40. NCFF - Cities
  41. Risk Capital Facility for the Southern Neighbourhood
  42. EU Trade and Competitiveness Programme in Egypt, Jordan, Morocco and Tunisia
  43. EU Blending facilities
  44. CONNECTING EUROPE FACILITY Debt Instrument
  45. Advising
  46. InnovFin Advisory
  47. EPEC / Public-Private Partnerships (PPPs)
  48. JASPERS
  49. ELENA – European Local ENergy Assistance
  50. On-going projects
  51. Completed projects
  52. FELICITY: Sustainable solutions for cities
  53. Municipal Project Support Facility
  54. Advisory services
  55. ELENA – European Local ENergy Assistance
  56. Guarantees
  57. Loans
  58. Equity
  59. Investments in SME and mid-cap funds
  60. Investments in infrastructure and environmental funds

Venture debt

We offer a long-term venture debt product to address the unique funding needs of fast growing innovative companies. The financing structure includes bullet repayment and remuneration linked to the equity risk of the investees and complements existing venture capital financing.

 

Non-dilutive funding

The financing does not dilute the founders’ ownership stake, keeping motivation high, while complementing the equity capital.

 

Bespoke financing

Loans can be secured or unsecured and provide different levels of subordination (including contingent/participating loans).

 

Hands-off approach

The EIB assumes no direct involvement in daily management.

 

Signalling effect

The EIB’s financing is often seen as a quality stamp, helping the project attract additional investors.

Who is eligible

  • SMEs and mid-caps

What is eligible

Investments in research & development (purchase or renovation of assets, increasing working capital, etc) which are undertaken over a period of up to 3 years. Minimum commitment of €7.5 million, covering a maximum of 50% of the total investment costs. Companies must be able to demonstrate sound corporate governance, viable business plans, and sustainable capital structures. The investments must target EIB priorities (especially Innovation and Skills).

Find information on pricing, geographical availability and other terms.

Download the eligibility form

Financing options

Loans  

Lending to clients of all sizes to support sustainable growth and job creation

Equity  

Through our investments in equity and funds we stimulate and catalyse private capital

Guarantees  

Covering risks of large and small projects, as well as loan portfolios

Advisory services  

Technical and financial expertise for our clients

Press releases

More press releases