We lend to the public and private sectors. We support small companies through local banks and lend money to innovative start-ups. Mid-cap companies can receive direct support for research and development investments.
Eight key benefits
The loan pricing reflects the EIB’s advantageous funding conditions on the market
Our financing terms match the economic life of each project – which can sometimes exceed 30 years!
Up to 50% project cost covered
We typically cover up to 50% of a project’s total cost with loans starting at €25 million and even lower amounts in some cases.
Support for small businesses
To small and medium-sized enterprises our intermediated lending partners provide funds in amounts up to €12.5 million.
We offer our expertise in the financial and technical aspects of preparing a project, when needed.
Financing can be blended with additional sources of investment such as financial instruments and grants from the EU and other donors.
EIB’s financing is often seen as a quality stamp, helping the project attract additional investors.
Loans can be secured or unsecured and provide different levels of subordination. Depending on the project, the loans can even be contingent on the company’s growth.