Guarantees

The EIB offers a variety of guarantee instruments, covering risks of a single or several projects. Our guarantees unlock additional financing for small- and medium-sized enterprises or mid-caps by covering a portion of possible losses from a portfolio of loans. In some cases, the Bank also guarantees possible losses from a project to unlock additional investments

 

Bespoke financing

Funded or unfunded guarantee structures can both be considered.

 

Risk mitigation

Credit risk protection and possible reduction of the portfolio’s economic capital allocation.

 

Flexible tenors

Tenor of the guarantee linked to the maturity profile of the underlying exposure.

 

Signalling effect

The EIB’s financing is often seen as a quality stamp, helping the project attract additional investors.

Subordinated financing, funded or unfunded guarantees and contingent credit lines designed to enhance the credit quality/credit rating of the senior debt. 

Project finance

Loans  

Lending to clients of all sizes to support sustainable growth and job creation

Equity  

Through our investments in equity and funds we stimulate and catalyse private capital

Guarantees  

Covering risks of large and small projects, as well as loan portfolios

Advisory services  

Technical and financial expertise for our clients