Attractive pricing
Our pricing reflects the EIB’s advantageous funding conditions on the market.
Long tenors
Our financing terms consider the economic life of each project.
Signalling effect
The EIB’s financing is often seen as a quality stamp, helping the project attract additional investors.
Finance for small businesses
To small and medium-sized enterprises our intermediated lending partners provide funds in amounts up to €12.5 million.
Who is eligible
Depending on the criteria agreed with a specific intermediator, the following final beneficiaries are eligible:
- Micro-enterprises
- SMEs and mid-caps
- Large corporates
- National public sector agencies, departments, institutions and ministries
- Regional or local authorities
What is eligible
The intermediated loans are to finance small investments by:
- SMEs and mid-caps into tangible and intangible assets, including purchase or renovation of assets, long-term working capital, etc.
- Local authorities and public sector entities or private promoters of any size, in projects promoting at least one of the EIB’s priorities.
Financing options
- Intermediated lending: Find out how the EIB and its partners can help you start up or expand your business
- Discover more about EIF finance for SMEs
Who is eligible
As an intermediary financial institution:
- Commercial banks
- Leasing companies
- National promotional banks or institutions
What is eligible
The intermediated loans are to finance small investments by:
- SMEs and mid-caps into tangible and intangible assets, including purchase or renovation of assets, long-term working capital, etc.
- Local authorities and public sector entities or private promoters of any size, in projects promoting at least one of the EIB’s priorities.
Find information on pricing, geographical availability and other terms. Depending on the project, it may also qualify for support under our mandates or third party resources.
Financing options
Project cycle
A project financed by EIB typically goes through seven major stages: proposal, appraisal, approval, signature, disbursement, monitoring/reporting and repayment.
