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Signature(s)

Amount
€ 60,000,000
Countries
Sector(s)
Malta : € 60,000,000
Credit lines : € 60,000,000
Signature date(s)
21/12/2020 : € 10,000,000
19/12/2019 : € 50,000,000

Summary sheet

Release date
20 June 2019
Status
Reference
Signed | 19/12/2019
20180637
Project name
Promoter - financial intermediary
MDB MBIL FOR SMES AND MIDCAPS & OTHER PRIORITIES
ACCEPTABLE BANK(S),MALTA DEVELOPMENT BANK
Proposed EIB finance (Approximate amount)
Total cost (Approximate amount)
EUR 60 million
not applicable
Location
Sector(s)
Description
Objectives

The project consists of a Multi Beneficiary Intermediated Loan to the newly-established Malta Development Bank (MDB) to support its promotional lending to finance small and medium-sized enterprises (SMEs) and mid-caps (mainly through local intermediary banks), as well as other small scale projects carried out by public sector entities in Malta which is an EIB Cohesion Priority Region.

The proposed operation is fully consistent with EU objectives and responds to the definition of SME financing as a strategic objective of the Bank. All sub-projects being implemented in Malta, the loan strengthens investments in convergence areas. It aims to enhance the Bank's support to the economic development of SMEs and mid-caps by financing initiatives in different sectors of industry and services. Furthermore, part of the facility will be utilised for integrated territorial development (20%) and to spur innovation (10%), as well as to finance selected climate action project components. The loan is expected to be mainly used for the financing of investments promoted by SMEs and mid-caps, responding to important market needs in the context of liquidity and credit access. Up to 30% will be financed through Public Sector Enterprises (PSEs).

Environmental aspects
Procurement

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Comments

n/a

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

General enquiries and comments

The EIB is committed to open communication and encourages constructive stakeholder input regarding its activities.
Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
Alternatively, the EIB can be contacted through its external offices.
Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.

Media enquiries

Media-related enquiries can be addressed to the EIB Press Office. Please also visit our Media information section.

Complaints mechanism

Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.

Zero tolerance against fraud and corruption

The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Fraud and Investigation division. All complaints will be treated as strictly confidential and handled in line with the EIB investigation procedures and the Anti-Fraud Policy.

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