Owned by the 27 Member States of the European Union (EU), the European Investment Bank (EIB) is the EU's long-term lending institution.
The EIB is financially autonomous and raises long-term funds through bond issuance in the international capital markets to meet its lending needs.
For 2025, the EIB's global borrowing authorisation is set at up to €65 billion, reflecting EIB’s borrowing needs to achieve the institution's operational targets.
The Bank’s funding strategy is balanced to respond to market demand, while maintaining a strategic presence. The strategy is supported by EIB’s excellent AAA credit rating, while EIB’s bonds are considered Level 1 HQLA (High Quality Liquid Assets) for LCR (Liquidity Coverage Ratio) calculation under the Basel framework.
The EIB’s funding strategy relies on issuing large liquid benchmark transactions in major currencies, complemented by targeted issuances offering, diversification of currencies and markets, as well as a strong focus of sustainability funding.
The issuing activities of the EIB are under the responsibility of the Finance Directorate of the EIB, which includes the Capital Markets and the Treasury Departments.
Our funding activities at a glance
Explore detailed information and documentation about our currently active bonds in the market
Useful resources
In the spotlight
EIB hosts annual PLN Dealer Meeting
On April 1, 2025, EIB held its traditional meeting with clients at its headquarters in Warsaw.
Representatives from Banco Santander, Bank Handlowy, Bank Pekao SA, BNP Paribas, Deutsche Bank, JP Morgan, and Société Générale were warmly welcomed by Grzegorz Rabsztyn (Head of Warsaw’s Office), Kamil Pruchnik (EIF Senior Regional Representative for Poland), Silke Weiss (Head of Non-Core and Special Transactions Funding), and Enrique Martin (PLN Funding Officer) from the EIB Group.
These esteemed clients have been instrumental in supporting EIB's successful issuance of PLN 8.725 billion in bonds in 2024.
This annual event serves as a vital networking opportunity, allowing all parties to exchange ideas and strategies to further enhance the attractiveness of EIB's PLN bonds for investors.
Recent news
EIB’s inaugural bond under European Green Bond Standard - €3 billion benchmark
Credit rating
The Bank’s high credit rating is the basis of its business model that relies on the confidence of investors worldwide. EIB bonds are of the highest credit quality as the EIB has a AAA rating from Fitch, Moody’s, S&P, and Scope.
| Fitch | Moody's | Standard and Poor's | Scope | |
|---|---|---|---|---|
| Long-term |
AAA |
Aaa |
AAA |
AAA |
| Short-term |
F1+ |
P-1 |
A-1+ |
S-1+ |
See the most recent rating publications:
- Fitch: July 2024 Press Release – August 2024 Rating Report
- Moody’s: June 2024 Press Release - July 2024 Credit Opinion
- S&P: February 2025 Rating Report
- Scope: June 2024, Rating Report
Major factors backing the EIB's credit standing and triple-A rating include:
- Joint European sovereign ownership and support
- Outstanding asset quality
- Conservative risk management
Publications
Financial reports
The EIB’s Annual Financial Report is published in the second quarter of the year, following the approval of the Board of Governors. The consolidated and unaudited semi-annual financial statements are published in the second half of the year. You can find our financial reports and statements here
The EIB’s latest 18-K Form filings with the U.S. Securities and Exchange Commission can be found in our publications library
Contact
If you have any questions related to the EIB's activities on the capital markets, you can contact the Investor Relations team at:
European Investment Bank
Investor Relations
100, Boulevard Konrad Adenauer
L-2950 Luxembourg
E-mail: investor.relations@eib.org
LEGAL NOTICE: RECORDING OF TELEPHONE CALLS
In compliance with the standard practice of industry and the European Data Protection regulations we are informing you that telephone conversations with EIB's Treasury and Capital Market Departments are recorded without use of a warning tone. The recordings will be consulted only in the event of a query related to a trading and processing operation in the case of any discrepancy in relation to the negotiation and the conclusion of a transaction in Treasury and Capital Market areas as well as for compliance purposes. The data will be kept for a maximum period of seven years.