Europe is a great place. But it's Europeans who make it special.
Whether we live in the south or the north, under the sunshine of Spain’s Canary Islands or among the forests of Finland, we Europeans are constantly at work to make our societies better and our economies more prosperous. And the European Union is there by our side each day in a very concrete way, providing expertise and investment. The EIB Group plays an important part in this effort, serving citizens and backing enterprises that make our cities and regions so vibrant.
Supporting small and medium-sized enterprises (SMEs) is one of the priorities of the EIB Group. We do this by lending directly to companies, but most of the time, we work closely with intermediary financial institutions in every corner of Europe. Whether it’s commercial banks, leasing companies, investment funds or national promotional banks, those financial institutions are rooted in the local economies and develop long-standing relations with European entrepreneurs, helping them grow and create jobs.
By partnering with those local intermediaries, the EIB Group makes sure that SMEs and mid-caps, as well as micro-enterprises and start-ups, have access to affordable and long-term financing for their projects. Intermediary financial institutions are the indispensable partners of the EIB Group in their lending to European entrepreneurs. You can learn about some of them in the articles and videos on this page.
Our partners in action
How a Polish bank fights COVID-19
Small businesses are the backbone of the European economy. But many of them are casualties of the economic downturn sparked by the COVID-19 pandemic, losing clients, suppliers and financial liquidity because of the sudden interruption in trade. One way that banks can help is by setting up risk-sharing initiatives with the EIB. Santander Bank Polska Group is helping support small businesses affected by the COVID-19 crisis.
Finance for urban shepherds and other small businesses during COVID-19
COVID-19 has negatively affected plans for many entrepreneurs, causing a lot of stress and panic. From the restaurant owner unable to pay the rent to the experienced manager struggling to stay afloat, Dutch entrepreneurs have had to rethink how they are going survive. The EIB and Qredits are helping small businesses in the Netherlands.