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    Attractive pricing

    Our pricing reflects the EIB’s advantageous funding conditions on the market.

     

    Long tenors

    Our financing terms consider the economic life of each project.

     

    Signalling effect

    The EIB’s financing is often seen as a quality stamp, helping the project attract additional investors.

     

    Finance for small businesses

    To small and medium-sized enterprises our intermediated lending partners provide funds in amounts up to 12.5 million.

    Who is eligible

    Depending on the criteria agreed with a specific intermediator, the following final beneficiaries are eligible:

    What is eligible

    The intermediated loans are to finance small investments by:

    • SMEs and mid-caps into tangible and intangible assets, including purchase or renovation of assets, long-term working capital, etc.
    • Local authorities and public sector entities or private promoters of any size, in projects promoting at least one of the EIB’s priorities.

    Financing options

    Who is eligible

    As an intermediary financial institution:

    • Commercial banks
    • Leasing companies
    • National promotional banks or institutions

    What is eligible

    The intermediated loans are to finance small investments by:

    • SMEs and mid-caps into tangible and intangible assets, including purchase or renovation of assets, long-term working capital, etc.
    • Local authorities and public sector entities or private promoters of any size, in projects promoting at least one of the EIB’s priorities.

    Find information on pricing, geographical availability and other terms. Depending on the project, it may also qualify for support under our mandates or third party resources.

    Financing options

    Project cycle

    A project financed by EIB typically goes through seven major stages: proposal, appraisal, approval, signature, disbursement, monitoring/reporting and repayment.

     

    Loans  

    Lending to clients of all sizes to support sustainable growth and job creation

    Equity  

    Through our investments in equity and funds we stimulate and catalyse private capital

    Guarantees  

    Covering risks of large and small projects, as well as loan portfolios

    Advisory services  

    Technical and financial expertise for our clients