Powering Europe

The year 2025 marked a milestone for the European Investment Bank Group, which reached a historic €100 billion in new financing. As a cornerstone of the European project, backed by the unified vision of its 27 shareholders, the Group increased its relevance and strategic focus, prioritising investments that contribute to competitiveness and security, aiming to promote shared prosperity and democratic values, across Europe and around the world.

In 2025, the EIB set records in four key areas: energy grids, technological innovation, housing, and security and defence. Nearly 60% of total financing was devoted to green projects, ranging from large energy grids and interconnectors to renewable energy deployment, tech research, and decarbonising heavy industry. These initiatives not only advanced climate action, they also strengthened Europe's competitiveness and energy security – delivering clean, affordable power, reducing reliance on fossil fuels, and supporting leadership in critical industries.

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Mission and priorities

With a €600 billion balance sheet, the European Investment Bank Group is the financing arm of the European Union and one of the largest multilateral development banks in the world.

Building on its robust balance sheet, triple-A rating, strong risk management and a profitable business model, the EIB mobilises public and private investment at scale. Every year, the EIB channels annual earnings into reserves, thus enabling the whole Group to leverage its own resources and public guarantees to raise funding in financial markets and provide long-term loans, guarantees and capital for projects and companies that build a stronger Europe in a safer, more prosperous world.

A key implementing partner of the European Commission to mobilise EU budget guarantees, instruments and mandates, the EIB Group is active in every corner of the European Union and in more than 120 countries across the world. Through its loans and guarantees, the EIB Group leverages each euro of EU funds to mobilise €15 of investment on average, making a difference where it matters most – in projects with impact that people can feel and partners can trust.

Building on these strengths, the European Investment Bank (EIB) and its risk capital subsidiary, the European Investment Fund (EIF), provide long-term loans for public and private projects and high-risk innovative undertakings, as well as guarantees, credit, equity and quasi-equity. The advantageous financing conditions derived from the strong financial standing of the Group are passed on to companies across the European Union, either directly for large counterparties or through financial intermediaries, such as banks and investment funds. This strong financial mettle and public guarantees from the EU budget also enable the provision of large-scale finance for projects in developing and emerging markets throughout the world.

Pan-European by design, the Group devotes around 90% of total financing to projects inside the European Union. There is strong alignment with strategic priorities and policies to strengthen European competitiveness, strategic autonomy and security. Its investments support shared prosperity, security and the values of European democracy.

The EIB Group allocates around 10% of its lending to projects outside the European Union. As a core member of the multilateral development bank family, this financing contributes to global development and also builds win-win partnerships that strengthen Europe’s voice in the new global order.

As a public EU institution, the EIB Group is subject to the highest international standards of governance, transparency and accountability. This includes the application of best banking practices, financial supervision and strong governing bodies that represent its shareholders. The Bank is a majority shareholder of the European Investment Fund, whose other shareholders include the European Commission, as well as public and private financial institutions.

The EIB Group published its first Strategic Roadmap in 2024 to focus on driving positive impact in eight priority areas, fully aligned with Europe’s political agenda: to support the green transition, boost technological innovation, bolster Europe's security and defence, support regional cohesion, invest in agriculture and the bioeconomy, and develop social infrastructure, to build strong win-win international partnerships, and contribute to the savings and investment union.

These priorities were unanimously endorsed by the EIB’s shareholders, the 27 Member States of the European Union. They are our compass and underpin our mission to boost growth, shared prosperity, and technological and social progress across the European Union and around the world.

Doubling electricity exchange between the Iberian Peninsula and France

The European Investment Bank is lending €1.6 billion to support a new electricity interconnector in the Bay of Biscay, developed by a joint venture of Red Eléctrica de España and RTE Réseau de transport d’électricité. The project will double the exchange capacity between France and Spain, delivering cleaner, more secure and more affordable power to millions, while cutting carbon dioxide emissions.

Poland's offshore wind boom

The EIB Group is the largest financier behind Poland’s offshore wind power, having invested €2 billion in this booming sector in 2025. By 2030, offshore wind farms co-financed by the EIB Group will provide nearly one tenth of Poland’s annual power production, delivering clean energy to more than a third of households.

Submarine power cable to link Italian regions

The Adriatic Link, a strategic project for Italy’s energy system, will connect the Marche and Abruzzo regions. Terna received a €750 million loan to help build the link, which will strengthen energy exchange in central Italy and promote the integration of renewable energy sources.

Water and wastewater services to counter Athens drought

€250 million in financing for the Athens Water Supply and Sewerage Company (EYDAP) will modernise and upgrade water supply and wastewater services for more than 4 million residents of the Attica region. It's the first long-term financing for EYDAP, helping Athens adapt to drought and continue implementing EU water directives.

Modern power distribution networks in Slovakia

A €350 million loan to ZSE Group will help modernise and digitalise its power distribution networks, deploying smart meters, integrating renewables and strengthening security of supply.

New fuels in Germany

A €40 million venture debt loan to INERATEC will finance the construction of a new facility to expand its technology, which turns carbon dioxide into a synthetic hydrocarbon fuel.

Renewable energy boost for Latvia

One of Latvia’s most ambitious renewable-energy initiatives will accelerate the Baltic region’s shift to clean power and enhance the country’s energy independence. Estonia-based Sunly will use a €35 million loan from the EIB to build solar parks in Latvia that produce enough electricity to power 180 000 households.

A natural battery for district heating in Austria

EIB Advisory helped renewable energy and grid operators in Graz plan an upgrade to the city’s district heating – by repurposing an old basalt quarry as a water-based heat storage facility powered by renewable energy.

Mobile artificial intelligence in Finland

Nokia will develop the next generation of mobile technologies with an €870 million loan that will support the company’s work on advanced 5G and AI-powered 6G.

Non-invasive blood tests for early cancer detection

Amadix, a Spanish biotech company, received a €15 million loan to support its development of non-invasive blood tests for the detection of several types of cancer before symptoms appear. The loan is supported by InvestEU.

Semiconductor security from the Netherlands

The €1 billion loan to NXP Semiconductors will boost the EU semiconductor sector, especially powering the automotive and industrial sectors, the internet of things, and mobile devices like smartphones and tablets.

First European venture capital fund for children's health tech

The EIF invested €30 million in the first European venture capital fund exclusively focused on translating research and innovation into solutions for children's health: the Spanish Centre for Technological Development & Innovation's Montana Children's Health Fund.

Semiconductor security from the Netherlands

The €1 billion loan to NXP Semiconductors will boost the EU semiconductor sector, especially powering the automotive and industrial sectors, the internet of things, and mobile devices like smartphones and tablets.

Initiative with the Commission to mobilise €10 billion in biotech

The European Commission and the EIB Group launched an initiative to mobilise €10 billion in investment this and next year in the biotech and life sciences sector. BioTechEU will be part of TechEU, leveraging support from the InvestEU guarantee and other sources to address the current investment gap and mobilising public-private investment in promising health solutions. It builds on the EIB Group’s current life sciences venture debt portfolio of about €3.5 billion across 135 projects.

Low-carbon communications

Italian company Prysmian’s work on low-emission solutions for efficient, secure energy and communications networks will be supported by a €300 million EIB loan. Research will be carried out in laboratories in Italy, France, the Netherlands, Spain and Germany.

Luxembourg advances 3D scanners

Luxembourg’s Artec will use €15 million in EIB support to advance its 3D scanning technology, as well as software that creates digital twins of real-life objects.

Copper refining expansion in Bulgaria

A €200 million loan to Aurubis will expand copper refining in Bulgaria and scale up metal recycling and environmental protection at its plant in Germany. The deal will reinforce sustainable metal production and support the circular economy.

Securing Europe's eastern flank: Military infrastructure in Lithuania

The EIB is providing financing equivalent to more than 1% of Lithuania’s GDP to reinforce the country’s military capacity, including investments of €540 million and advisory support for a military base close to the Lithuania-Belarus border. It will host a German brigade, strengthening the rapid response capabilities of the North Atlantic Treaty Organization in the region.

Boosting Europe’s research in defence

The EIB Group is providing close to €1 billion to finance the research and development programmes of two of Europe’s leading defence groups, Indra and Thales. This will enable new facilities to be built and step up research and development of defence, space technologies and aeronautics for civil and military flights.

Fibre-optic sensor to protect undersea cables

€25 million in venture debt financing for Dutch fibre-optic sensor innovator Optics11 will boost research and development on its technologies for civilian and defence applications, particularly advanced fibre-optic sensing technology for energy and underwater security. Optics11’s technology is set to revolutionise undersea monitoring capacity and the resilience of high-voltage grids, strengthening Europe’s strategic autonomy and defence capabilities.

Drones from Germany

The EIB is financing Quantum-Systems, the German drone manufacturer, with more than €70 million for research, development and commercialisation of technology for vertical take-off drones, as well as real-time aerial data solutions.

First private credit fund for the defence industry

The EIF made a landmark €30 million cornerstone investment in Sienna Hephaistos Private Investments, Europe's first private credit fund devoted to financing the defence industry. Managed by Luxembourg-based Sienna Investment Managers, the fund targets a total size of €500 million and is expected to support 25 to 30 companies across the European defence industrial base.

Pan-European support for SMEs in the defence supply chain

The EIB is addressing the market gap of working capital financing for European SMEs, supplying major defence manufacturers like Airbus, Thales, Rheinmetall and Leonardo. Through more than €800 million in loans to Deutsche Bank and Banque Populaire et Caisse d’Epargne, European SMEs will have access to the necessary liquidity to operate and grow.

Defence transport capacity expansion in Denmark

A €115 million loan will support the expansion of the Port of Esbjerg, to strengthen Europe’s offshore wind logistics and enhance military mobility and defence-related transport capacity through dual-use port infrastructure.

Advising Latvian defence development

Latvia’s plan for a modern military base and a logistics facility is being developed with support from EIB Advisory to attract private investment. The base and adjoining training area will be Latvia’s first public-private partnership for defence infrastructure.

Satellite tech in Belgium

Aerospacelab, based in Belgium, will develop its homegrown satellite technology with €37.5 million in venture debt, reinforcing European security and homegrown satellite innovation and bolstering telecom and earth observation capabilities.

Connecting Poland's regions

In 2025 the EIB invested nearly €1.4 billion to develop and modernise motorways in Poland's less-developed regions. Investments with Bank Gospodarstwa Krajowego boost economic activity and regional development, while supporting civilian and military mobility in the country. These projects were backed by Joint Assistance to Support Projects in European Regions (JASPERS), the flagship advisory programme funded by the EU budget, which helped identify the parts of the network most in need of improvement through a climate vulnerability assessment.

Safer and cleaner train travel for Hungarians

Thanks to a €1 billion loan to upgrade Hungary's rail network, travellers and commuters will benefit from safer and more reliable services. The investment will also cut greenhouse gas emissions and reduce vehicle operating costs.

Connecting communities and business in Slovenia

Slovenian motorway company Družba za avtoceste v Republiki Sloveniji (DARS) will use €120 million in financing to bypass the southeastern city of Novo Mesto, boosting economic growth by connecting to the country’s main north-south motorway. The project includes cycle paths and a pedestrian bridge across the Krka River.

Backing energy efficiency of SMEs in Croatia

The EIB is lending Croatian bank Privredna Banka Zagreb €100 million to finance small and medium-sized enterprises and mid-caps. At least 20% of the financing will go to projects that advance climate action and environmental sustainability, with a focus on energy efficiency and renewable energy.

Urban transport upgrades in Romania

EIB Advisory worked with Romanian metro operator Metrorex on upgrades to Bucharest’s system, ensuring that renovations did not disrupt passengers’ journeys. EIB Advisory also provided technical assistance to the Romanian government to accelerate the just transition and urban mobility in the Jiu Valley.

Greening Ústi nad Labem

EIB Advisory backed the Czech city of Ústi nad Labem in its drive to improve social infrastructure and become greener and more sustainable with a €1.6 million technical assistance grant under the European Local Energy Assistance (ELENA) programme. The work prepares the city for an upcoming EIB investment in public buildings like schools, sports facilities and social housing.

Funding a new generation of Italian farmers

The EIB Group is lending more than €100 million to Banca di Asti, a regional bank in northwest Italy, to help fund young farmers and small bioeconomy companies. At least 10% of the Banca di Asti funding will be for young farmers. The loan is part of the €3 billion financing package the EIB Group is providing for agriculture and the bioeconomy.

Pea power and food innovation in Sweden, Germany and Spain

The EIB has stepped up financing for innovation in Europe’s agro-industrial and bioeconomy businesses, including a €50 million loan to Sweden's Lantmännen to build a facility that will turn peas and fava beans into protein isolates for plant-based food and sports supplements, a €35 million loan to Formo, based in Germany, to meet growing demand for protein-rich dairy substitutes, and a €20 million loan to Spanish company Heura to expand into plant-based cheese, snacks, sauces and pasta.

Support for Portugal's SMEs and young farmers

The agricultural sector is getting a boost through a €400 million loan to Santander in Portugal, mostly for SMEs, with at least 10% to support young and newly established farmers.

Farm and bioeconomy finance in France

A €200 million loan to Banque Populaire et Caisse d'Epargne will finance SMEs in the French farming and bioeconomy sectors.

Affordable homes in Czechia, Portugal, Ireland and Austria

The EIB Group is aiming to deliver around a million more affordable and sustainable homes by 2030. With a €60 million loan, one of Czechia's leading banks, Česká spořitelna, is financing more than 1 000 affordable homes in Prague for nurses, teachers and other essential workers. The EIB will also provide a €1.3 billion loan to the Republic of Portugal for affordable housing. Ireland’s Housing Finance Agency launched a €400 million loan facility to provide long-term, fixed-rate financing for social and affordable housing providers, allowing them to foster innovative approaches that lead to lower rents. Austria's Erste Bank received €200 million for housing investments, including projects that adapt housing supply to the needs of young people and older tenants.

New treatment, research and teaching campus

With a €230 million loan, Belgian hospital UZ Leuven has been able to boost its services with a new campus for research, teaching and treatment, increasing capacity across the hospital, from nuclear medicine to paediatrics.

New university hospital for Galicia triples capacity

Thanks to €450 million in EIB financing and technical support for the regional government of Galicia, the new university hospital in A Coruña will provide more beds, and better intensive care and outpatient surgery services, for 550 000 people.

Schools and universities get an upgrade in Greece and France

University campuses in the Greek cities of Heraklion and Rethymno are being upgraded through a €95 million loan from the EIB, supporting improvements to student housing and academic facilities. Two further investments will benefit 30 000 children studying at primary schools in Marseille, with €425 million for modernisation projects led by Société Publique des Ecoles Marseillaises.

Strategic investments for Malta in health, SMEs, digital and the environment

A €130 million deal with the Maltese government will help the country co-finance EU grant initiatives. The investments will support more modern health infrastructure, stronger SMEs, the digital transformation, and a boost for biodiversity protection, wastewater management and sustainable transport.

Record support for Ukraine: Heating homes during the winter

Ukraine is a top priority for the European Investment Bank’s operations outside the European Union. Every two weeks, a project is launched that supports the resilience of the country through stronger infrastructure and key public services – from energy grids to schools, railways to hospitals, and from clean water to homes. The EIB supports the replenishment of gas storage and the repair and reinforcement of energy infrastructure damaged by attacks. The EIB disbursed €100 million to support critical municipal heating infrastructure, and it signed five major municipal operations totalling €400 million for water, district heating, municipal infrastructure, schools, hospitals and housing for displaced people. In Lviv, the EIB refurbished St Luke’s Hospital, which hosts the region’s largest burns unit. As part of a coordinated Team Europe effort, backed by the EIB’s EU for Ukraine Fund and the European Commission Ukraine guarantee, the EIB helped modernise Ukraine’s key rail border crossings with Poland, Slovakia, Hungary and Romania. The financing includes the first rail line built to the European track-width standard, boosting the country’s integration with the European Union.

The biggest solar plant in Africa

EIB Global provided €127 million in financing for the Obelisk solar photovoltaic project in Egypt, strengthening the country's energy security and supporting its climate goals. The operation was delivered in close cooperation with the European Bank for Reconstruction and Development.

Support for Montenegro’s economy and education system

The EIB is providing a loan of €18 million and a grant of €2.3 million for Montenegro’s education system. Montenegro will use the loan for nationwide school renovations, while UNOPS will deploy the grant to provide technical assistance.

Moldovan energy security

A €143 million EIB Global loan will support the modernisation of district heating in Chișinău, strengthening Moldova’s energy security.

Vaccine manufacturing in Rwanda

Through a €35 million grant and a €60 million loan from the European Commission and the EIB, the leading company BioNTech will support the production of mRNA vaccines in Rwanda for the diseases that matter most to Africa, such as malaria, tuberculosis, HIV and mpox.

Smart health investments in low‑ and middle‑income countries

Through initiatives such as the Human Development Accelerator – led by the EIB, the European Commission and the Gates Foundation – or the Health Impact Investment Platform, a primary health project with the AfDB, the WHO and the Islamic Development Bank, the EIB is supporting health infrastructure and access to vital medical tools like vaccines, diagnostics and therapeutics, making health systems stronger and protecting communities.

Desalinating and transporting Red Sea water to fight shortage in Amman

A desalination plant and water conveyance system will supply Jordan's capital, countering a desperate shortage in the desert kingdom.

Gender and youth inclusion in Mauritania

A €20 million loan to Banque El Amana in Mauritania will improve the financial inclusion of women and young people in the blue economy, with 30% of the financing earmarked for each group.

Cervical cancer protection for 2 million girls in Angola

In partnership with the European Commission and the World Health Organization, the EIB rolled out the first ever national vaccination campaign against cervical cancer in Angola. Two million girls between the ages of nine and twelve will be protected through this campaign, giving a generation of young women better health and greater opportunities.

Pakistan water security loan to combat disease

The EIB signed a €60 million loan to support water security investments across the megacity of Karachi, where extreme pollution has led to frequent contamination of water with E. coli and other pollutants, causing waterborne diseases like diarrhoea, cholera and typhoid.

Clean energy for Central America

In Central America, EIB Global has allocated €1 billion to strengthen electricity integration and expand clean energy, with the first signature in Costa Rica. The €250 million EIB Global loan will finance a modern, clean electric train system benefitting over three million people in the San José area.

Venture capital advisory in Africa

EIB Advisory support for private sector access to finance outside the European Union included the Africa Venture Finance Programme under Boost Africa, which brought together over 40 Africa-based venture capital fund managers to promote investment with a special focus on innovative companies, young people and women.

Global growth capital, European impact

The European Investment Fund invested €260 million in a Jolt Capital fund, backing the Paris-based firm to bring in as much as €800 million in further investment from around the world to support European deep tech companies. The EIF investment is part of the European Tech Champions Initiative, which tackles Europe’s scaleup gap with investments in large venture capital funds.

First Estonian securitisation

Estonian lender Coop Pank received capital relief from the EIF in the form of a synthetic securitisation that will unlock up to €249 million in loans to businesses, focusing on gender equality and environmental protection.

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