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Signature(s)

Amount
€ 700,000,000
Countries
Sector(s)
Italy : € 700,000,000
Credit lines : € 700,000,000
Signature date(s)
5/10/2023 : € 14,900,000
5/10/2023 : € 27,500,000
5/10/2023 : € 49,100,000
5/10/2023 : € 608,500,000
Link to source
Other links

Summary sheet

Release date
20 February 2024
Status
Reference
Signed | 05/10/2023
20230201
Project name
Promoter - financial intermediary
UC CA&ES IMPACT LOAN FOR SMES&MIDCAPS
UNICREDIT LEASING SPA,UNICREDIT SPA
Proposed EIB finance (Approximate amount)
Total cost (Approximate amount)
EUR 700 million
not applicable
Location
Sector(s)
Description
Objectives

The operation will finance projects carried out by sustainable small and medium sized enterprises (SMEs) and/or mid-caps in Italy. At least 20% of the total loan amount will be dedicated to Climate Action projects.

The aim is to enhance access to finance for the target beneficiaries.

Additionality and Impact

The operation will provide funding to the promoter, UniCredit S.p.A. ("UC"), with the aim of generating additional lending to Italian SMEs (60%) and MidCaps (40%), which is still at sub-optimal level.


The operation foresees that at least 20% of the loans will be dedicated to Climate Action projects: it is envisaged that the 40% MidCap share will facilitate the deployment of larger CA projects which wouldn't be implemented by SMEs.


The facility includes eligible minibonds (unrated and unlisted) or basket bonds issued by SMEs/MidCaps which will contribute to enable access to credit markets for eligible SMEs/MidCaps, to further diversify their sources of funding.

Environmental aspects
Procurement

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Milestone
Under appraisal
Approved
Signed
20 September 2023
5 October 2023
Link to source

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

General enquiries and comments

The EIB is committed to open communication and encourages constructive stakeholder input regarding its activities.
Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
Alternatively, the EIB can be contacted through its external offices.
Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.

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Media-related enquiries can be addressed to the EIB Press Office. Please also visit our Media information section.

Complaints mechanism

Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.

Zero tolerance against fraud and corruption

The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Fraud and Investigation division. All complaints will be treated as strictly confidential and handled in line with the EIB investigation procedures and the Anti-Fraud Policy.

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