SMEs and mid-caps

Small businesses and mid-caps are a key part of the global economy. They create jobs and drive economic development and innovation. Europe's 23 million smaller businesses represent 99% of all businesses and provide around three-quarters of all jobs.

There are many small- and medium-sized enterprises (SMEs) with fresh ideas, compelling new products or services and high-growth potential. However, they often have difficulty finding financing. The European Union fosters entrepreneurship, encourages the creation of new companies and helps small businesses grow, and it is particularly committed to making it easier for Europe's innovative firms to get access to finance.

> Download “EIB Small and medium enterprises Overview 2020” for more details about the EIB Group’s activities and partnerships in the sector, including key projects.

Discover some SMEs recently supported by the EIB

The EIB Group supports business innovation, especially in digitalisation, energy efficiency and climate action

Climate and SMEs

The EIB is one of the largest multilateral providers of climate finance worldwide. In order to reduce the consequences of the climate crisis for us and generations to come, nearly all greenhouse gas emissions must be eliminated by the middle of this century.

Do you think climate change is too big of a problem for SMEs to address? Financing climate action and SMEs are both priorities for the EIB Group, and sometimes the two come together. Find out how an EIF-supported start-up in the Netherlands uses sustainable, natural materials to build everything from a farm to a dental care office.

Tailored support for your project

For SMEs and mid-caps looking for finance

For financial institutions willing to partner with the EIB Group

Please visit our dedicated pages for the main product categories:

  • Lending/funding products: EIB
  • Guarantees/risk sharing: EIB  - EIF 
  • Equity: EIB - EIF