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Reference: 20250499
Release date: 10 September 2025

Promoter – Financial Intermediary

SANTANDER CONSUMER BANK SA

Location

Description

The project consists of a guarantee (synthetic securitisation) covering the intermediary’s existing portfolio of consumer loans to small and medium-sized enterprises (SMEs) and mid-caps as well as private individuals in Poland.

Objectives

The aim is to enhance access to finance to the targeted final beneficiaries. More specifically, it will support their investments in renewable energy, energy efficiency and sustainable transport (electric vehicles). Consequently, as a “green securitisation”, the operation will fully contribute to the EIB’s Climate Action & Environmental Sustainability objectives.

Sector(s)

Proposed EIB finance (Approximate amount)

PLN 430 million (EUR 101 million)

Total cost (Approximate amount)

PLN 1204 million (EUR 283 million)

Environmental aspects

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Procurement

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Status

Under appraisal

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

Related tags

Poland Credit lines