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Reference: 20230930
Release date: 24 May 2024

Promoter – Financial Intermediary

BANCO BILBAO VIZCAYA ARGENTARIA SA

Location

Description

The operation operation will allow BBVA to optimise capital allocation across business segments to create headroom for new lending activity targeting small and medium sized enterprises (SMEs) and Midcaps in Spain.

Additionality and Impact

The main purpose of this operation is to facilitate access to finance at favourable conditions to Spanish SMEs and Mid-Caps, most of which have been impacted by the energy crisis. BBVA has a good track record in allocating EIB funds to support sound projects dedicated to SMEs and Mid-Caps. EIB contribution takes the form of financial benefits and longer tenors. By providing new credit lines to SMEs and Mid-Caps via an established intermediary, the EIB can play a counter-cyclical role, preserve employment, and positively contribute to the recovery of the Spanish economy. EIB investment, through a securitization, will crowd in public and private investors.


BBVA's expertise in allocating EIB's funds ensures that funds are channelled strategically to address the pressing needs of businesses, particularly in times of economic uncertainty.

Objectives

The aim is to enhance access to finance for the target beneficiaries, including those located in cohesion regions. Ultimately, the scope is to promote employment in the country.

Sector(s)

Proposed EIB finance (Approximate amount)

EUR 50 million

Total cost (Approximate amount)

not applicable

Environmental aspects

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Procurement

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Status

Signed - 17/06/2024

Milestone
Under appraisal
Approved
Signed
14 June 2024
17 June 2024

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

Related tags

Spain Credit lines