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        EB SERBIA SOCIAL IMPACT INCENTIVE LOAN

        Signature(s)

        Amount (.*)
        € 11,300,000
        Countries
        Sector(s)
        Serbia : € 11,300,000
        Credit lines : € 11,300,000
        Signature date(s)
        9/09/2025 : € 1,300,000
        9/09/2025 : € 10,000,000
        (*) Including a € 1,300,000 Investment Grants provided by the ECONOMIC RESILIENCE INITIATIVE FUND

        Summary sheet

        Release date
        5 December 2024
        Status
        Reference
        Signed | 09/09/2025
        20240507
        Project name
        Promoter - financial intermediary
        EB SERBIA SOCIAL IMPACT INCENTIVE LOAN
        ERSTE BANK AD NOVI SAD
        Proposed EIB finance (Approximate amount)
        Total cost (Approximate amount)
        EUR 11 million
        not applicable
        Location
        Sector(s)
        Description
        Objectives

        The operation consists in a blended facility with Erste Bank AD Novi Sad to support small and medium-sized enterprises (SMEs) and mid-caps in Serbia to foster gender equality and social inclusion.

        The aim is to address the sub-optimal financing situation of the final beneficiaries as well as incentivise their socially-inclusive practices in the areas of gender equality, youth employment and social inclusion.

        Environmental aspects
        Procurement

        Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

        Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

        Milestone
        Under appraisal
        Approved
        Signed
        10 January 2025
        9 September 2025
        Related projects
        Parent project
        WB IMPACT INCENTIVE PL FOR SMES & MID-CAPS

        Disclaimer

        Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
        They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

        General enquiries and comments

        The EIB is committed to open communication and encourages constructive stakeholder input regarding its activities.
        Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
        Alternatively, the EIB can be contacted through its external offices.
        Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.

        Media enquiries

        Media-related enquiries can be addressed to the EIB Press Office. Please also visit our Media information section.

        Complaints mechanism

        Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.

        Zero tolerance against fraud and corruption

        The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Investigations Division. All reports will be treated as strictly confidential and handled in line with EIB investigation procedures and the EIB Group Anti-Fraud Policy.

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