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Reference: 20250150
Release date: 22 July 2025

Promoter – Financial Intermediary

JSC COMMERCIAL BANK PRIVATBANK

Location

Description

Partial portfolio guarantee under the EU4Business Guarantee Facility (GF) II provided to Privatbank in Ukraine.

Additionality and Impact

This operation aims to support private sector development and provide financing to projects promoted by micro, small and medium-sized enterprises (MSMEs) in Ukraine, through a guarantee to Privatbank, thereby contributing to promote inclusive growth, sustain employment and reinforce long-term economic resilience.


The war started by the Russian invasion in February 2022 has disrupted and negatively impacted Ukrainian MSMEs. Migration of the workforce and a reduction in consumer demand have hampered business activity and economic growth. MSMEs, particularly those located near conflict zones, have been hit particularly hard, and many have been forced to relocate their operations, either to other parts of Ukraine or neighbouring countries.


Thanks to this guarantee, Privatbank will be incentivised to enhance access to finance for riskier MSMEs by offering more affordable financing terms.

Objectives

Partial portfolio guarantee provided to PrivatBank in Ukraine under the EU4Business Guarantee Facility II, enabling the bank to improve lending terms and conditions and thus provide wider access to finance for micro-, small- and medium-sized enterprises in the country.

Sector(s)

Proposed EIB finance (Approximate amount)

EUR 16 million

Total cost (Approximate amount)

EUR 80 million

Environmental aspects

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Procurement

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Status

Signed - 23/12/2025

Milestone
Under appraisal
Approved
Signed
28 October 2025
23 December 2025

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

Related tags

Ukraine Credit lines