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        BCEE AFFORDABLE HOUSING SCHEME

        Summary sheet

        Release date
        2 May 2024
        Status
        Reference
        Approved | 18/08/2025
        20240115
        Project name
        Promoter - financial intermediary
        BCEE AFFORDABLE HOUSING SCHEME
        BANQUE ET CAISSE D'EPARGNE DE L'ETA
        Proposed EIB finance (Approximate amount)
        Total cost (Approximate amount)
        EUR 100 million
        EUR 207 million
        Location
        Sector(s)
        Description
        Objectives

        The project will support the construction of affordable housing in Luxembourg.

        The aim is to improve the provision of adequate affordable housing in Luxembourg. The current market failure is due to the lack of adequate housing at affordable prices as the available housing supply on the market does not cater for the demand of low or modest income people. The financing, intermediated by and provided in partnership with BCEE, will tackle this market gap by offering a long maturity at attractive financing costs, thus indirectly supporting affordable rent levels in the market.

        Environmental aspects
        Procurement

        Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

        Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

        Milestone
        Under appraisal
        Approved
        18 August 2025
        Related documents
        23/08/2025 - Environmental and Social Data Sheet (ESDS) - BCEE AFFORDABLE HOUSING SCHEME

        Disclaimer

        Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
        They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

        Documents

        Environmental and Social Data Sheet (ESDS) - BCEE AFFORDABLE HOUSING SCHEME
        Publication Date
        23 Aug 2025
        Document language
        English
        Main Topic
        Lending
        Document Number
        240446994
        Document Focus
        Environmental Information
        Document Type
        Environmental and Social Data Sheet (ESDS)
        Project Number
        20240115
        Sector(s)
        Urban development
        Regions
        European Union
        Countries
        Luxembourg
        Publicly available
        Download now
        or Link to source
        Link to source
        Related public register
        23/08/2025 - Environmental and Social Data Sheet (ESDS) - BCEE AFFORDABLE HOUSING SCHEME
        Other links
        Summary sheet
        BCEE AFFORDABLE HOUSING SCHEME

        General enquiries and comments

        The EIB is committed to open communication and encourages constructive stakeholder input regarding its activities.
        Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
        Alternatively, the EIB can be contacted through its external offices.
        Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.

        Media enquiries

        Media-related enquiries can be addressed to the EIB Press Office. Please also visit our Media information section.

        Complaints mechanism

        Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.

        Zero tolerance against fraud and corruption

        The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Investigations Division. All reports will be treated as strictly confidential and handled in line with EIB investigation procedures and the EIB Group Anti-Fraud Policy.

        Related publications