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    Signature(s)

    Amount
    € 300,000,000
    Countries
    Sector(s)
    Belgium : € 300,000,000
    Credit lines : € 300,000,000
    Signature date(s)
    30/09/2025 : € 150,000,000
    17/10/2024 : € 150,000,000

    Summary sheet

    Release date
    20 December 2024
    Status
    Reference
    Signed | 17/10/2024
    20230894
    Project name
    Promoter - financial intermediary
    KBC BANK FOCUSED LOAN FOR SMES AND MID-CAPS II
    CBC BANQUE SA,KBC BANK NV
    Proposed EIB finance (Approximate amount)
    Total cost (Approximate amount)
    EUR 300 million
    not applicable
    Location
    Sector(s)
    Description
    Objectives

    Financing of small scale projects carried out by small and medium-sized enterprises and mid-caps with high relevance in terms of sustainability and cohesion.

    The aim is to enable access to finance for the target beneficiaries focusing on climate action and cohesion.

    Additionality and Impact

    The project supports the financing of small-scale projects caried out by SMEs and Mid-Caps with a particular focus on sustainability and/or social impact in Belgium. The project makes a very good policy contribution, as it addresses the constraints in access to finance for SMEs and Mid-Caps and gears attention to Climate Action & Environmental Sustainability (CA & ES) and social impact. The expected results include improvements in access to finance and financing conditions for financial beneficiaries, especially the frontrunners in the targeted policy areas of social impact and CA &ES, as well as additional advantages, such as sector certification. The EIB has played a cornerstone role in the scheme and is thus sending a signal to the market on the viability of projects built around CA & ES and social impact.

    Environmental aspects
    Procurement

    Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

    Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

    Milestone
    Under appraisal
    Approved
    Signed
    23 July 2024
    17 October 2024

    Disclaimer

    Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
    They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

    General enquiries and comments

    The EIB is committed to open communication and encourages constructive stakeholder input regarding its activities.
    Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
    Alternatively, the EIB can be contacted through its external offices.
    Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.

    Media enquiries

    Media-related enquiries can be addressed to the EIB Press Office. Please also visit our Media information section.

    Complaints mechanism

    Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.

    Zero tolerance against fraud and corruption

    The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Investigations Division. All reports will be treated as strictly confidential and handled in line with EIB investigation procedures and the EIB Group Anti-Fraud Policy.

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