Loans for the public sector

Loans starting at €25 million to public sector entities to finance a single large investment project or investment programme, aligned with one or more priorities of the EIB.
 

Attractive pricing

Attractive pricing, reflecting the EIB’s advantageous funding conditions on the market. 

 

Long terms

Long financing terms that match the economic life of each project – which can sometimes exceed 30 years!

 

Bespoke financing

Loans can be secured or unsecured and provide different levels of subordination.

 

Project support

We offer expertise in the financial and technical aspects of preparing a project.

 

Signalling effect

The EIB’s financing is often seen as a quality stamp, helping the project attract additional investors.

Who is eligible

  • Sovereign states
  • National agencies, departments, institutions and ministries
  • Regional or local authorities
  • Public sector companies (e.g. utilities)

What is eligible

Investment costs, typically over a period of up to three years, but can even be longer. The EU bank typically covers up to 50% of a project’s total cost with EIB loans starting at €25 million.

Find information on pricing, geographical availability and other terms. Depending on the project, it may also qualify for support under our mandates or third party resources.

Project cycle

A project financed by EIB typically goes through seven major stages: proposal, appraisal, approval, signature, disbursement, monitoring/reporting and repayment.

 

Loans  

Lending to clients of all sizes to support sustainable growth and job creation.

Equity  

Through our investments in equity and funds we stimulate and catalyse private capital

Guarantees  

Covering risks of large and small projects, as well as loan portfolios.

Advisory services  

Technical and financial expertise for our clients