Framework loans for the public sector

Flexible loans to finance an investment programme which usually start from €100 million and consists of smaller projects. The loan will have pre-defined objectives, aligned with one or more priorities of the EIB.
 

Attractive pricing

Attractive pricing, reflecting the EIB’s advantageous funding conditions on the market.

 

Long terms

Long financing terms that match the economic life of each project – which can sometimes exceed 30 years!

 

Bespoke financing

Loans can be secured or unsecured and provide different levels of subordination.

 

Project support

We offer expertise in the financial and technical aspects of preparing a project.

 

Signalling effect

The EIB’s financing is often seen as a quality stamp, helping the project attract additional investors.

Who is eligible

  • Sovereign states
  • National agencies, departments, institutions and ministries
  • Regional or local authorities
  • Public sector companies (e.g. utilities)

What is eligible

Investment costs (typically over a period of 3-5 years) of the different sub-projects of the investment programme. The EIB covers up to 50% of the programme’s costs, which usually start from €100 million. If the programme also benefits from EU Funds, EIB and EU finance cannot exceed 70% of the total project investment costs (with exceptions).

Find information on pricing, geographical availability and other terms. Depending on the project, it may also qualify for support under our mandates or third party resources.

Project cycle

A project financed by EIB typically goes through seven major stages: proposal, appraisal, approval, signature, disbursement, monitoring/reporting and repayment.

 

Loans  

Lending to clients of all sizes to support sustainable growth and job creation

Equity  

Through our investments in equity and funds we stimulate and catalyse private capital

Guarantees  

Covering risks of large and small projects, as well as loan portfolios

Advisory services  

Technical and financial expertise for our clients