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Signature(s)

Amount
€ 94,001,168.93
Countries
Sector(s)
Italy : € 94,001,168.93
Energy : € 28,200,350.68
Industry : € 65,800,818.25
Signature date(s)
28/11/2024 : € 28,200,350.68
28/11/2024 : € 65,800,818.25
Link to source

Summary sheet

Release date
10 January 2025
Status
Reference
Signed | 28/11/2024
20230128
Project name
Promoter - financial intermediary
FINDOMESTIC ENHANCED GREEN ENERGY LOANS
FINDOMESTIC BANCA SPA
Proposed EIB finance (Approximate amount)
Total cost (Approximate amount)
EUR 94 million
EUR 399 million
Location
Sector(s)
Description
Objectives

Operation dedicated to finance energy efficiency and renewable energy projects carried out in Italy by private individuals.

The operation consists of a EIB guarantee on a mezzanine tranche of a synthetic securitisation promoted by Findomestic SpA, the Italian subsidiary of BNP Personal Finaance, part of BNP Paribas Group. The EIB guarantee will free up capital of the financial intermediary which will be able to generate a new portfolio of green retail consumer finance loans in the amount equal to 2.6x the guarantee amount. The new loans will target energy efficiency and alternative energy production equipment purchased and installed by Italian individuals and households. This is a first operation ever for EIB in Italy targeting retail segment as final beneficiary of EIB resources and bearing a full climate action purpose.

Environmental aspects
Procurement

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Milestone
Under appraisal
Approved
Signed
25 April 2024
28 November 2024
Related projects
Link to source

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

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