Summary sheet
- Credit lines - Credit lines
Dedicated EIB loan for SMEs (and Mid-Caps) to finance small and medium-sized projects in the EU, to be intermediated by acceptable financial institutions such as banks, leasing companies, public support institutions or any other qualifying counterparts.
Due to the large share of SMEs in the overall economy and their contribution to employment, the issue of access to finance for this segment remains at the core of the economic recovery of most Member States. The objective of the EU Programme Loan is to reach out to final beneficiaries effectively and rapidly, in line with the Bank's and the EU's key priority of supporting SMEs. The Bank's Loan for SMEs product remains an important vehicle to facilitate not only improved conditions of and enhancing access to finance for SMEs but also to address important market failures, for example in the area of youth employment.
Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.
Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.
Disclaimer
Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).
General enquiries and comments
The EIB is committed to open communication and encourages constructive stakeholder input regarding its activities.
Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
Alternatively, the EIB can be contacted through its external offices.
Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.
Media enquiries
Media-related enquiries can be addressed to the EIB Press Office. Please also visit our Media information section.
Complaints mechanism
Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.
Zero tolerance against fraud and corruption
The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Fraud and Investigation division. All complaints will be treated as strictly confidential and handled in line with the EIB investigation procedures and the Anti-Fraud Policy.
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