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    € 50,000,000
    Spain : € 50,000,000
    Credit lines : € 50,000,000
    Signature date(s)
    24/01/2013 : € 50,000,000

    Summary sheet

    Release date
    14 March 2012
    Signed | 24/01/2013
    Project name
    Promoter - financial intermediary
    ICAF Loan for SMEs & Other Priorities

    Instituto de Finanzas de Cantabria

    Proposed EIB finance (Approximate amount)
    Total cost (Approximate amount)
    Up to EUR 50 million
    Not applicable

    Financing of small/limited scale projects promoted predominantly by SMEs in Cantabria, and for a minority part, by public sector authorities, for investments in small infrastructure projects.

    Improving access to term finance at favourable conditions. At least 70% of the loan will be for SMEs.

    Environmental aspects

    Final beneficiaries will be requested to comply with applicable national EU legislation, as appropriate.

    Final beneficiaries will be requested to comply with applicable national EU legislation, as appropriate.


    Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The data provided on this page is therefore indicative and cannot be considered to represent official EIB policy (see also the Explanatory notes).

    News & Stories

    General enquiries and comments

    The EIB is committed to open communication and encourages constructive stakeholder input regarding its activities.
    Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
    Alternatively, the EIB can be contacted through its external offices.
    Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.

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    Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.

    Zero tolerance against fraud and corruption

    The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Fraud and Investigation division. All complaints will be treated as strictly confidential and handled in line with the EIB investigation procedures and the Anti-Fraud Policy.

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