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    € 75,000,000
    Spain : € 75,000,000
    Credit lines : € 75,000,000
    Signature date(s)
    16/01/2013 : € 35,000,000
    10/02/2011 : € 40,000,000

    Summary sheet

    Release date
    25 October 2010
    Signed | 10/02/2011
    Project name
    Promoter - financial intermediary
    Bankoa Loan For SMEs & Other Priorities

    Bankoa S.A.

    Proposed EIB finance (Approximate amount)
    Total cost (Approximate amount)
    EUR 75 million.
    Not applicable.

    Dedicated loan for the financing of projects of limited scale carried out primarily by SMEs (at least 70%), as well as by local authorities and mid-cap enterprises.

    By improving access to term finance at favourable conditions, the loan supports projects undertaken by SMEs operating in different sectors of industry and services but also in those falling under the scope of the Bank’s knowledge economy initiative. It will also support projects carried out by mid-cap enterprises and by local authorities in convergence regions.

    Environmental aspects

    The Bank will require that projects financed under this operation comply with domestic and EU applicable legislation, as appropriate.

    The Bank will require that projects financed under this operation comply with domestic and EU applicable legislation, where applicable.


    Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The data provided on this page is therefore indicative and cannot be considered to represent official EIB policy (see also the Explanatory notes).

    General enquiries and comments

    The EIB is committed to open communication and encourages constructive stakeholder input regarding its activities.
    Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
    Alternatively, the EIB can be contacted through its external offices.
    Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.

    Media enquiries

    Media-related enquiries can be addressed to the EIB Press Office. Please also visit our Media information section.

    Complaints mechanism

    Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.

    Zero tolerance against fraud and corruption

    The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Fraud and Investigation division. All complaints will be treated as strictly confidential and handled in line with the EIB investigation procedures and the Anti-Fraud Policy.

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