Date de publication: 23 décembre 2024
Promoteur – Intermédiaire Financier
FINLOMBARDA - FINANZIARIA PER LO SVILUPPO DELLA LOMBARDIA SPALieu
Description
Loan to Finlombarda, the regional financial intermediary, owned by Regione Lombardia, to support small and medium-sized enterprise (SMEs) and mid-caps located in the Lombardy region.
Additionality and Impact
The operation will be structured as an MBIL dedicated to SMEs and Midcaps. The operation expects to yield a 20% Climate Action and Environmental Sustainability contribution.
The proposed operation will contribute to the EIB Climate Strategy by boosting investments aimed at tackling Climate Change and by increasing Climate Change awareness in Italy, which in turn should crowd in other potential investors.
Investments in the environmental sustainability sector are expected to generate positive externalities by generating environmental benefits and increase public goods for society and increased resilience to climate change, which are not effectively reflected in market prices.
Overall, the project is expected to yield good quality and results, due to increasing the access to finance to SMEs and the wider benefits to society the project promotes.
Through this operation additional resources will be channelled to finance eligible investments promoted by SMEs and Midcaps: the additional lending capacity provided through the EIB's intervention will generate positive effects on investments from the availability of long term financing and of overall lower financing costs.
Objectifs
The operation will assist Finlombarda in supporting the recovery of regional SMEs and mid-caps from the economic downturn caused by Covid-19.
Secteur(s)
- Lignes de crédit - Lignes de crédit
Montant BEI envisagé (montant approximatif)
EUR 250 million
Coût total (montant approximatif)
not applicable
Aspects environnementaux
In accordance with the Bank's policy to ensure that sub-loans comply with the EU acquis, in particular in the fields of environment, social and public procurement, the Bank will require such intermediary institution to take all the requisite measures to ensure that the environment, social and procurement procedures carried out by the final beneficiaries for the sub-projects that the Bank finances will comply with the relevant EU legislation and the applicable national legislation, provided that it is in conformity with EU rules. This operation will have a component of 20% dedicated to Climate Action & Environmental Sustainability.
Passation des marchés
Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.
Statut
Signé - 19/12/2024
Clause de non-responsabilité
Avant d’être approuvés par le Conseil d’administration et avant la signature des prêts correspondants, les projets font l’objet d’une instruction et de négociations. Par conséquent, les informations et données fournies sur cette page sont indicatives.
Elles sont fournies à des fins de transparence uniquement et ne peuvent être considérées comme représentant la politique officielle de la BEI (voir également les notes explicatives).