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    Référence: 20210199
    Date de publication: 21 juillet 2021

    Promoteur – Intermédiaire Financier




    The project consists of financing student loans for students in higher education institutions, post-secondary vocational education, training programmes and adult learning programmes in Hungary.

    Additionality and Impact

    The overall aim of the student loan scheme is to enable more people to access to higher education and vocational and adult education programmes, and gain qualifications, knowledge and skills that would enhance the economic and social wellbeing of Hungary. There are increasing disparities between groups of people in accessing financing, information on labour and training markets, and appropriate education and training facilities. Some learners tend to have lower ability to pay for education and training themselves, while capital markets often fail to finance these persons. Public intervention is therefore needed to alleviate market weaknesses. Public intervention is also justified and substantiated with positive externalities. In addition to potential economic inclusion and returns, education, including international, supports social inclusion in the long term, and consequently produces attractive social returns. The long tenor of the financing as well as the flexibility of the terms (fixed or variable rates, EUR or HUF currencies) are unique among the financiers of the Borrower and provide significant support in terms of diversification of the Borrower's debt structure.


    The overall aim of the project is to enable more people to access to higher levels of education and gain qualifications, knowledge and skills that would enhance the economic and social wellbeing of Hungary. The project will contribute to increasing access to higher, vocational education and training and adult education for individuals who otherwise would not have the financial means. This project is therefore likely to generate positive effects, both at individual and societal levels.


    Montant BEI envisagé (montant approximatif)

    EUR 150 million

    Coût total (montant approximatif)

    EUR 317 million

    Aspects environnementaux

    The project does not comprise any capital investment infrastructure. In light of this and its immaterial nature, the project does not fall under any of the annexes of the Directive 2014/52/EU amending Directive 2011/92/EU and therefore does not need an environmental impact assessment (EIA).

    Passation des marchés

    The Bank will require the Promoter to ensure that contracts for the implementation of the project will be tendered in accordance with the relevant applicable EU procurement legislation, Directive 2014/24/EU, where applicable, as well as Directive 89/665/EEC as interpreted by the Court of Justice of the EU, with publication of tender notices in the Official Journal of the EU, as and where required.


    Signé - 26/11/2021

    Clause de non-responsabilité

    Avant d’être approuvés par le Conseil d’administration et avant la signature des prêts correspondants, les projets font l’objet d’une instruction et de négociations. Par conséquent, les informations et données fournies sur cette page sont indicatives.
    Elles sont fournies à des fins de transparence uniquement et ne peuvent être considérées comme représentant la politique officielle de la BEI (voir également les notes explicatives).

    Mots-clés correspondants

    Hongrie Éducation