Blending

We blend our loans and instruments with grants so that critical projects get the financing they need. Grants typically come from public bodies and philanthropic organisations through blending facilities. These facilities target specific sectors, regions and initiatives. Their goal is to reduce the overall riskiness of projects and mobilise additional capital.

Four key benefits

 

Signalling effect

EIB’s financing is often seen as a quality stamp, helping the project attract additional investors.

 

Support for small businesses

To small and medium-sized enterprises our intermediated lending partners provide funds in amounts up to €12.5 million.

 

Bespoke financing

Loans can be secured or unsecured and provide different levels of subordination. Depending on the project, the loans can even be contingent on the company’s growth.

 

Risk mitigation

Credit risk protection and possible reduction of the portfolio’s economic capital allocation.

Donor partnerships enable us to tackle global challenges together and make a lasting difference in developing countries.

The Mutual Reliance Initiative allows promoters of investment projects in EU partner countries to benefit from a larger project finance capacity.

The largest source of grant finance for EIB mandates for blending outside the EU is the so-called ‘EU contribution’ contracted with the European Commission.

Loans  

Lending to clients of all sizes to support sustainable growth and job creation

Equity  

Through our investments in equity and funds we stimulate and catalyse private capital

Guarantees  

Covering risks of large and small projects, as well as loan portfolios

Advisory services  

Technical and financial expertise for our clients