ISP IMPACT LOAN FOR SMES AND MIDCAPS II

Promoteur – Intermédiaire Financier

INTESA SANPAOLO SPA

Lieu

• Italie

Description

The loan will support Intesa Sanpaolo in providing financing to small and medium-sized enterprises (SMEs) and mid-caps in Italy. At least 25% of the allocations will be dedicated to projects that meet the eligibility criteria for Climate Action and Environmental Sustainability. In addition, part of the facility will target companies located in Italian Cohesion regions.

Additionality and Impact

The operation will provide funding to the promoter, Intesa Sanpaolo (ISP), with the aim of generating additional lending to Italian SMEs and MidCaps, which is still at suboptimal levels.

The operation foresees that at least 25% of the loans will be dedicated to Climate Action projects: to this extent, it is envisaged that the 50% MidCap share will facilitate the deployment of the larger CA projects which wouldn't be implemented by SMEs.

The operation also foresees that Intesa's origination will be partially dedicated to companies in Italy's regions that are part of the "Zona Economica Speciale Unica" (ZES), which correspond to Italy's Southern Regions. Italy has set-up the ZES to support economic development and growth in the involved regions through administrative simplification and investment facilitation.

Objectifs

The aim is to enhance access to finance for the target beneficiaries.

Secteur(s)

• Lignes de crédit - Lignes de crédit

Montant BEI envisagé (montant approximatif)

EUR 500 million

Coût total (montant approximatif)

not applicable

Aspects environnementaux

The operation falls within the scope of the EIB's Environmental and Social Standards - "Standard 11 Intermediated Finance". The Borrower / Financial Intermediary has adequate capacity, systems and processes in place for identifying, assessing, managing and monitoring environmental, climate and social (ECS) risks related to the potential sub-projects benefitting from EIB support. The Final beneficiaries will be required to comply with applicable national and EU legislation in respect of environmental and social matters, as appropriate.

Passation des marchés

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Statut

Signé - 24/11/2025