Date de publication: 20 octobre 2023
Promoteur – Intermédiaire Financier
BANCA IFIS SPALieu
Description
The loan to the intermediary will support small-scale research and development (R&D) investments promoted by innovative small and medium sized enterprises (SMEs) and mid-caps.
Additionality and Impact
The project supports the financing of small-scale investments carried out by SMEs and Mid-Caps in Italy. The facility will be fully dedicated to SMEs and Mid-Caps making investments in R&D, innovation and digitalization under the "Transizione 4.0 National Plan" launched by the Italian government to foster the competitiveness of Italian companies. The uncertainties in the global economy due to the pandemic, the war in Ukraine, inflation, the energy crisis, and rising interest rates have exacerbated the difficulties that SMEs and Mid-Caps and especially innovative companies experienced in accessing cost-effective, long-term finance. By generating additional lending capacity, the proposed operation supports investments in productive assets, R&D and innovation undertaken by SMEs and Mid-Caps. Hence, the project improves SMEs' and Mid-caps' access to innovation finance. These features together contribute to maintaining existing jobs, creating new jobs, and sustaining growth. The Financial Intermediary is specialized in SME finance, has a wide network and thereby ensures higher market reach for EIB financing. The project will generate a positive effect on SMEs and Mid-Caps by offering longer-term financing and lower financing costs.
Objectifs
The aim is to enhance access to finance for the final beneficiaries. The facility is fully dedicated to Innovation.
Secteur(s)
- Lignes de crédit - Lignes de crédit
Montant BEI envisagé (montant approximatif)
EUR 150 million
Coût total (montant approximatif)
not applicable
Aspects environnementaux
Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.
Passation des marchés
Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.
Statut
Signé - 12/02/2024
Clause de non-responsabilité
Avant d’être approuvés par le Conseil d’administration et avant la signature des prêts correspondants, les projets font l’objet d’une instruction et de négociations. Par conséquent, les informations et données fournies sur cette page sont indicatives.
Elles sont fournies à des fins de transparence uniquement et ne peuvent être considérées comme représentant la politique officielle de la BEI (voir également les notes explicatives).