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    Référence: 20220785
    Date de publication: 9 décembre 2022

    Promoteur – Intermédiaire Financier

    BANCO SANTANDER TOTTA SA

    Lieu

    Description

    The linked risk-sharing operation (LRS) (own-resources; full delegation) will support Midcaps in Portugal across all sectors covered by EIB long-term mission. This is a sub-operation under the Programme Loan (PL) LRS - EU PL RISK SHARING INSTRUMENT".

    Additionality and Impact

    The proposed transaction consists of a fully-delegated linked risk sharing guarantee between the EIB and Banco Santander Totta ("BST"), a financially solid promoter and repeat counterpart of the EIB. The operation will enable BST to finance small and medium-sized investment projects in eligible sectors carried out by Mid-Caps enterprises operating in Portugal.

    The guarantee aims to promote and accelerate private sector investments as well as facilitating access to finance for Mid-Caps, a backbone, together with SMEs, in terms of growth and employment for the Portuguese economy. The operation will help addressing the working capital, liquidity needs and investment constrains of Mid-Caps, which have been exacerbated by supply chain constraints, inflation and raising interest rates among others. The economic impacts in the economy have been widespread as value chains have been disrupted and consumer demand has slowed down due to the high inflation rates. SMEs and Mid-Caps are facing financial stress and bankruptcies and, without continuing to address their investment needs, the adverse economic effect of the pandemic could be long-lasting also considering the recent war in Ukraine and the additional challenges for SMEs and Mid-Caps in the form of increased input costs, which cannot be fully passed to end customers, thus creating pressure on margins.

    Objectifs

    The aim is to enhance access to finance to Midcaps in Portugal.

    Secteur(s)

    Montant BEI envisagé (montant approximatif)

    EUR 200 million

    Coût total (montant approximatif)

    EUR 560 million

    Aspects environnementaux

    Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

    Passation des marchés

    Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

    Statut

    Signé - 20/09/2023

    Milestone
    À l'examen
    Approuvé
    Signé
    2 août 2023
    20 septembre 2023

    Clause de non-responsabilité

    Avant d’être approuvés par le Conseil d’administration et avant la signature des prêts correspondants, les projets font l’objet d’une instruction et de négociations. Par conséquent, les informations et données fournies sur cette page sont indicatives.
    Elles sont fournies à des fins de transparence uniquement et ne peuvent être considérées comme représentant la politique officielle de la BEI (voir également les notes explicatives).

    Mots-clés correspondants

    Portugal Lignes de crédit