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Référence: 20210471
Date de publication: 27 juin 2022

Promoteur – Intermédiaire Financier

BANCA NAZIONALE DEL LAVORO SPA,BPER BANCA SPA,ICCREA BANCA SPA - ISTITUTO CENTRALE DEL CREDITO COOPERATIVO,INTESA SANPAOLO SPA

Lieu

Description

Support Regione Emilia-Romagna measures in favor of local small and medium-sized enterprises (SMEs) targeting investments in priority sectors (Regional Development Plan 2021-2027).

Additionality and Impact

The operation addresses access to finance constraints facing SMEs in Emilia-Romagna Region through L/T loans that supports new financing for SMEs and Midcaps. Currently a regional specific plafond of ESIF funds have been allocated to reduce interest rates in the tourism sector. The Region is available to enlarge this interest rebate opportunity to other sectors. The EIB contribution rests on longer maturity and introducing an innovative product to the regional market. EIB involvement also generates a signalling effect that may help crowd in additional financing. Implementation is handled by four intermediaries selected by the Region through a public tender that have in-depth experience with implementing EIB products through a network of branches in the targeted region.

The operation addresses the constrained access to finance for SMEs/Midcaps which stems from the market failure of asymmetric information. It also rests on strategic alignment with EU and EIB policy priorities as well as the country's national development plan.

Objectifs

Financing of small/medium projects carried out by small and medium-sized enterprises and mid-caps.

Secteur(s)

Montant BEI envisagé (montant approximatif)

EUR 150 million

Coût total (montant approximatif)

not applicable

Aspects environnementaux

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Passation des marchés

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Statut

Signé - 7/12/2022

Clause de non-responsabilité

Avant d’être approuvés par le Conseil d’administration et avant la signature des prêts correspondants, les projets font l’objet d’une instruction et de négociations. Par conséquent, les informations et données fournies sur cette page sont indicatives.
Elles sont fournies à des fins de transparence uniquement et ne peuvent être considérées comme représentant la politique officielle de la BEI (voir également les notes explicatives).

Mots-clés correspondants

Italie Énergie Lignes de crédit