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Urban agenda

Over 70% of Europeans live in urban areas, and 55% of public investment is made by regional or local governments. The European Investment Bank works on a range of Urban Agenda-related initiatives to share knowledge with local and regional decision-makers to improve access to funds and help them use existing funds more effectively. The EIB provided EUR 95 billion in urban lending since 2011 and is extending that financing to projects with higher risk under the European Fund for Strategic Investments, part of the Investment Plan for Europe.

How can the EIB support my urban project?

The EIB welcomes contact from potential new clients. For large operations, contact us directly at our Luxembourg headquarters via our online contact form.

We have a wide range of products to support public and private investments offering flexibility, expertise and creativity to get projects off the ground:

Learn more about these products with this video animation


Take a look at projects the EIB has financed under each priority theme of the Urban Agenda for the EU. These case studies demonstrate the scope of EIB products and services under the Urban Agenda.

How local governments make their money go further

Product: Urban Development Fund, financial instrument

With a revolving investment called an Urban Development Fund, the UK’s Northwest region maximised the impact of grant funding. Here’s how to transform traditional grants with a financial instrument.


Smart Cities make a beautiful world

Product: Interme- diated loan

The EIB lent Belfius EUR 200 million, funding half the Belgian bank’s Smart Cities and Sustainable Development programme. The EU Urban Agenda urges better local government financing. Smart Cities connects the EIB with communities often too small to access its regular loans.




One city, many needs, one loan

Product: Framework loan

One city has many needs. A single EIB loan supports a range of projects in Bologna. From school renovations to bike paths and measures to prevent major damage from earthquakes, the loan represents the kind of sustainable development at the heart of the new Urban Agenda for the EU.


A real proof of concept

Product: Project loan and JASPERS (advisory)

The EIB advised Warsaw’s city government during the planning of its metro system expansion to ensure the projects eligibility for the EU grants it needed. Then the Bank lent the Polish city the bulk of the balance.




Urban climate change: A better Lisbon for families and businesses

Faced with flooding, a declining population and outdated infrastructure, a mayor could be forgiven for not knowing which way to turn. But Lisbon’s Mayor Fernando Medina saw an opportunity to reinvent his city for the twenty-first century and he knew where to go to get the finance he needed.





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