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    Microfinance

    Everyone starts out small

    Microenterprises (firms that employ fewer than 10 people) and microentrepreneurs are the engines of economic development.

    More than 1.7 billion adults around the world do not have a bank account and cannot get a loan, making it hard to start or grow a business, with negative impact for the economy. Microfinance supports them in launching, developing or maintaining a revenue generating activity.

    The EIB Group pays specific attention to people who are facing difficulties entering or re-entering the labour market, are threatened by social exclusion, or are otherwise in a disadvantaged position in the conventional credit market.

    Financial instruments

    Technical assistance

    Microfinance across the globe

    The EIB is active in microfinance in a number of regions, the most important being:

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