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    Flexible SME funding (JEREMIE)

    Flexible SME funding (JEREMIE)

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    JEREMIE stands for the Joint European Resources for Micro to Medium Enterprises. It is a joint initiative of the European Commission (Directorate General for Regional Policy) and the EIB Group, mainly through the European Investment Fund, to enhance cohesion across the EU.

    During the 2007-2013 programming period, JEREMIE offered EU Member States, through their national or regional Managing Authorities, the opportunity to use part of their EU Structural Funds to finance SMEs in a more efficient and sustainable way.  JEREMIE's financial resources have been deployed through selected financial intermediaries across the EU, which have provided loans, equity and guarantees to SMEs.

    To continue to support SMEs and Managing Authorities, the EIF is proposing to extend existing JEREMIE agreements. Under the new 2014-2020 programming period, the EIF is currently assessing market needs across EU Member States and Regions to plan the deployment of the second generation of the European Structural & Financial Instruments (ESIF) and design investment solutions through standardised funding agreements and partnerships with national agencies.

    For more information please see the EIF’s dedicated JEREMIE webpage. You will find information about entrepreneurs who benefited from JEREMIE support, giving them the necessary kick-start to launch or expand their businesses.

    If you are an SME and are interested in finding out more about how the EIB can support your business please visit our page on lending for SMEs and midcaps.