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Applying for a loan

Applying for a loan

What products are on offer?

A full list of products and services offered by the EIB can be found in the Products section.

Is my project eligible for an EIB loan?

The EIB finances projects in most sectors. To be eligible projects must contribute to EU economic policy objectives. For further information please see the Priorities pages.

How do I apply for a loan?

No special formalities are involved for the submission of applications to the EIB for individual loans. Project promoters are required simply to provide the Bank's Operations Directorate with a detailed description of their capital investment together with the prospective financing arrangements. For further details of required documentation: Application Documents.

Initial contacts to discuss a proposed project can be in any form, by telephone, fax, e-mail or letter. The project promoter should provide sufficient information to allow the EIB to assess whether the project adheres to EIB lending objectives and has a well-developed business plan.

Special Case: Projects under EUR 25 million:

For projects where the total cost is under EUR 25 million, the EIB provides intermediated loans (credit lines) to local, regional and national banks.

The lending decision for EIB loans via credit lines remains with the financial intermediary. Promoters interested in EIB financing for projects under EUR 25 million should contact the banks and other intermediaries involved directly with a detailed description of their capital investment together with the prospective financing arrangements.

The EIB also provides direct loans for midcap companies (with up to 3000 employees) where the loan volume requested is between EUR 7.5m and EUR 25m. For further information on this midcap lending please see the Midcap Growth Finance page.

Is there anything else I should know before applying?

The EIB adheres to strict environmental and procurement policies.

Potential promoters should ensure that their project adheres to these conditions. Further information can be found at:



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