Owned by the 27 Member States of the European Union (EU), the European Investment Bank (EIB) is the EU's long-term lending institution.
The EIB is financially autonomous and raises long-term funds through bond issuance in the international capital markets to meet its lending needs.
For 2026, the EIB's global borrowing authorisation is set at up to €65 billion, reflecting EIB’s borrowing needs to achieve the institution's operational targets.
The Bank’s funding strategy is balanced to respond to market demand, while maintaining a strategic presence. The strategy is supported by EIB’s excellent AAA credit rating, while EIB’s bonds are considered Level 1 HQLA (High Quality Liquid Assets) for LCR (Liquidity Coverage Ratio) calculation under the Basel framework.
The EIB’s funding strategy relies on issuing large liquid benchmark transactions in major currencies, complemented by targeted issuances offering, diversification of currencies and markets, as well as a strong focus of sustainability funding.
The issuing activities of the EIB are under the responsibility of the Finance Directorate of the EIB, which includes the Capital Markets and the Treasury Departments.
Our funding activities at a glance
Explore detailed information and documentation about our currently active bonds in the market
Useful resources
Access our newsletters, investor presentation, rating reports, ESG-related reports (e.g. CAB allocation report, SAB framework), SEC filings, and more
Read our latest press releases on benchmark bond issuances and other EIB funding activities.
Recent news
EIB prices the largest European Green Bond - a €4 billion EuGBS-aligned Climate Awareness Bond
Credit rating
The Bank’s high credit rating is the basis of its business model that relies on the confidence of investors worldwide. EIB bonds are of the highest credit quality as the EIB has a AAA rating from Fitch, Moody’s, S&P, and Scope.
| Fitch | Moody's | Standard and Poor's | Scope | |
|---|---|---|---|---|
| Long-term |
AAA |
Aaa |
AAA |
AAA |
| Short-term |
F1+ |
P-1 |
A-1+ |
S-1+ |
See the most recent rating publications:
- Fitch: July 2025 Press Release – July 2025 Rating Report
- Moody’s: June 2025 Press Release - July 2025 Credit Opinion
- S&P: December 2025 Rating Report
- Scope: May 2026 Press Release - May 2026 Rating Report
Major factors backing the EIB's credit standing and triple-A rating include:
- Joint European sovereign ownership and support
- Outstanding asset quality
- Conservative risk management
Publications
Financial reports
The EIB’s Annual Financial Report is published in the second quarter of the year, following the approval of the Board of Governors. The consolidated and unaudited semi-annual financial statements are published in the second half of the year. You can find our financial reports and statements here
The EIB’s latest 18-K Form filings with the U.S. Securities and Exchange Commission can be found in our publications library
Contact
If you have any questions related to EIB bonds and EIB's funding activities on the capital markets, you can contact the Investor Relations team at:
European Investment Bank
Investor Relations - Capital Markets
100, Boulevard Konrad Adenauer
L-2950 Luxembourg
E-mail: investor.relations@eib.org
+352 4379-53000
LEGAL NOTICE: RECORDING OF COMMUNICATIONS
In line with regulatory requirements, industry practice and European Data Protection regulations, all MS Teams communications with EIB's Treasury and Capital Markets Department are recorded without a warning tone and archived. Recordings are accessed only to resolve discrepancies related to the negotiation or conclusion of Treasury and Capital Markets transactions, or for compliance purposes. Data are retained for seven years.