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from left to right: Mustafa Abdel-Wadood, CEO,Abraaj Capital Limited, Philippe de Fontaine Vive Curtaz,Vice President, EIB and H.E. Eng. Yarub Qudah, CEO of JEDCO
Greater Manchester Metrolink extension
Mr Olaf Scholz, Mayor of Hamburg
Fritz Vahrenholt, Chief Executive Officer, RWE Innogy GmbH, Germany, Karina Veum, Senior Researcher, Energy Research Centre of the Netherlands, Alistair Buchanan, Group Chief Executive, OFGEM, UK regulator of gas and electricity markets and Frauke Thies, EU Energy Policy Coordinator, Greenpeace
Mr Matthias Kollatz-Ahnen, Vice-President of the EIB
from left to right:Jörg Vogt, CFO, Trianel, Germany (Project: Borkum West II Offshore Wind Park), Pierre Lestienne, CFO, C-Power, Belgium (Project: C-Power near Ostend) and Georg Friedrichs, Vice-President, Head of Offshore Wind Projects, Vattenfall, Germany (Project: Thanet Offshore Wind Farm)
from left to right: Mr Kevin Smith, Director Wind Energy, Det Norske Veritas, Norway, Mr Frank V.Nielsen; Chief Technology Officer, LM Wind Power, Denmark and Mr Konstantin Staschus, Secretary General, European Network of Transmission System Operations for Electricity (ENTSO-E)
from left to right: Mr Rober Harrabin, Environmental Analyst, BBC and Mr Hans-Jörg Bullinger, President, Fraunhofer-Gesellschaft of Germany
Mr Paulo Roberto de Oliveira Araujo, Head of Department, BNDES International Division, Mr F. de Paula Coelho, Director of the ALA Department of the EIB and Mr Christophe Nègre, Deputy Head of Division, Legal Department of the EIB
From left to right: Mr. de Paula Coelho, Director of the Asia Latin America Department and Mr Paulo Roberto de Oliveira Araujo, Head of Department, BNDES International Division
From left to right: Mr. de Paula Coelho, Director of the Asia Latin America Department of the EIB and Mr Paulo Roberto de Oliveira Araujo, Head of Department, BNDES International Division
Mr Paulo Roberto de Oliveira Araujo, Head of Department, BNDES International Division
Group picture of the signature Brazil Climate Change Mitigation
Picture of all the participants at the signature EFL loan for SMEs and Mid-Caps III
FROM LEFT TO RIGHT: Mr ANDRZEJ KRZEMINSKI President of the Management Board- EFL and Mrs FÜRSTENBERG-LUCIUS, Director EIB
FROM LEFT TO RIGHT: Mr ANDRZEJ KRZEMINSKI President of the Management Board- EFL and Mr Mariusz KOLWAS, Vice-President of the Management Board - EFL
FROM LEFT TO RIGHT: Mr Andrzej KRZEMINSKI President of the Management Board- EFL Mrs Anita FÜRSTENBERG-LUCIUS, Director EIB Mr Anton ROP, Vice-President of the EIB
FROM LEFT TO RIGHT: Mr Andrzej KRZEMINSKI President of the Management Board- EFL Mrs Anita FÜRSTENBERG-LUCIUS, Director EIB, Mr Anton ROP, Vice-President of the EIB
FROM LEFT TO RIGHT: Mr Andrzej KRZEMINSKI President of the Management Board- EFL Mrs Anita FÜRSTENBERG-LUCIUS, Director EIB Mr Anton ROP, Vice-President of the EIB
FROM LEFT TO RIGHT: Mr Zygmunti TRYBKA, Director of the Financing Department EFL and Mr Piotr KOZIOL, Director of the Legal Department EFL
Group picture of the signature EFL Loan for SMEs and Mid-Caps III
from left to right:Mrs Flavia Palanza, Associate Director for Central and Eastern Africa, EIB, Mr. Jack Nkusi Kayonga, Chief Executive Officer of the Rwanda Development Bank and Mr Patrick Walsh, Director responsible for Africa, Caribbean and Pacific operations.
from left to right: Mr. Jack Nkusi KAYONGA, Chief Executive Officer of the Rwanda Development Bank and Mr Patrick Walsh, Director of the Central and Eastern Africa, Pacific Department of the EIB
Mr. Jack Nkusi KAYONGA, Chief Executive Officer of the Rwanda Development Bank
from left to right:Mrs Flavia Palanza, Associate Director for Central and Eastern Africa, EIB, Mr. Jack Nkusi Kayonga, Chief Executive Officer of the Rwanda Development Bank and Mr Patrick Walsh, Director responsible for Africa, Caribbean and Pacific operations.
from left to right:Mrs Flavia Palanza, Associate Director for Central and Eastern Africa, EIB, Mr. Jack Nkusi Kayonga, Chief Executive Officer of the Rwanda Development Bank and Mr Patrick Walsh, Director responsible for Africa, Caribbean and Pacific operations.
J.A.Mannai, Président du Fonds Monétaire Arabe; P.Maystadt, Président de la BEI; A.M.Ali Al-Madani, Président de la Banque Islamique de Développement; F.Baroin, Ministre de l'Economie, des Finances et de l'Industrie; D.Kaberuka, Président de la Banque Africaine de Développement; C.Lagarde, directrice générale du FMI
Photo de la signature
Photo de groupe de la signature
from left to right: Founders and biggest investors:
From left to right: all investors+Fund Manager:
Mr Anton Rop, Vice President of the European Investment Bank
de gauche à droite: M. Othman Ben Arfa, PDG de la STEG, M. Philippe de Fontaine Vive, Vice-président de la BEI et M. Mohamed Nouri Jouini, Ministre du Développement et de la Coopération Internationale
de gauche à droite: M. Othman Ben Arfa, PDG de la STEG et M. Philippe de Fontaine Vive, Vice-président de la BEI
de gauche à droite: M. Othman Ben Arfa, PDG de la Société Tunisienne de l'Electricité et du Gaz , M. Philippe de Fontaine Vive, Vice-président de la BEI et M. Mohamed Nouri Jouini, Ministre du Développement et de la Coopération Internationale
De gauche à droite:
Closing Ceremony Rural Impulse Fund II SA, SICAV-SIF; Luxembourg 1st June 2010
Closing
de gauche à droite: M.Carlos Da Silva Costa ,Vice Président de la BEI et M. Valls i Riera, Président de l'Autoridad Portuaria de Barcelona.
de gauche à droite: Carlos da Silva Costa, vice-président de la BEI et Ignacio Galán, Président d'Iberdrola
M. Philippe Maystadt, Président de la BEI, S.E.M. Premier Ministre de la Serbie et M. Dario Scannapieco, Vice-Président de la BEI à la signature de contrats
M. Philippe Maystadt, Président de la BEI et S.E.M. Mirko CVETKOVIC, Premier Ministre de la République de Serbie à la signature du livre d'or
Mr. I Dalianis, Financial Manager of Symetal ,Mr. K Kontos, General Manager of Symetal , Mr P Sakellaris Vice President of the EIB, Mr. D Kyriakopoulos, Executive Vice President of Elval and Mr. L Varouchas, General Manager of Elval
Mr P.Sakellaris, Vice President of the EIB and Mr D. Kyriakopoulos, Executive Vice President of Elval
Mr P. Sakellaris, Vice President of the EIB and Mr D.Kyriakopoulos, Executive Vice President of Elval
Press conference in Athens today, Mr Plutarchos Sakellaris, Vice President of the EIB
Press conference in Athens today, Mr Plutarchos Sakellaris, Vice President of the EIB
Press conference in Athens today, Mr Plutarchos Sakellaris, Vice President of the EIB
Press conference in Athens today, Mr Plutarchos Sakellaris, Vice President of the EIB
The Marseille Center for Mediterranean Integration is launched today
Le Centre de Marseille pour l’Intégration en Méditerranée est inauguré aujourd’hui
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Frequently Asked Questions

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The EIB receives many requests for information and certain questions occur regularly. If your query cannot be answered by one of the links below, please send a message to Infodesk.


Structure and Organisation

What is the European Investment Bank?

The EIB is the Bank of the European Union, and is owned by the 28 Member States. It is both a bank and an EU Institution, and supports projects that make a significant contribution to growth, employment, economic and social cohesion and environmental sustainability, both in the EU and beyond. The EIB’s headquarters are in Luxembourg, and there are external offices to support our activities, both in Europe and further afield.

What is the EIB Group?

The EIB Group consists of the European Investment Bank and the European Investment Fund (EIF). The EIF focuses on innovative financing for SMEs in Europe. Its majority shareholder is the EIB, while the remaining equity is held by the EU (represented by the European Commission), as well as other European public and private entities.

How is the EIB governed?

Because it is both a bank and an institution, the EIB is governed by both public and corporate governance principles. It has four statutory bodies: the Board of Governors, the Board of Directors, and the Management Committee make the decisions, and the Audit Committee is in charge of control. The current President of the EIB is Werner Hoyer.

How is the EIB structured?

The internal structure of the EIB is detailed here.

What are the official languages of the EIB?

The two official working languages of the EIB staff are English and French. The Bank’s website is available in English, French and German, the working languages of the Board of Directors.

How can I apply for a job?

You can find out about employment opportunities, staff profiles and practical information about working at the EIB here.

Can I visit the EIB?

The EIB welcomes scheduled groups of visitors. For further information and the application form, please see our group visits page.



The Bank's activities

What types of projects does the EIB finance?

The EIB supports projects that make a significant contribution to growth, employment, regional cohesion and environmental sustainability, in Europe and beyond. More information about our priorities can be found here. A full list of our financial products and services can be found here, with further information about each one.

Are there specific areas that the EIB does not finance?

Yes, there is a table presenting the activities excluded from our lending.

In which countries and regions is the EIB active?

Details of EIB operations across the world can be found on our regions page.

Can individuals open an account or get a loan with the EIB?

No, the EIB is not a commercial bank and does not have private customers or provide financial services to individual people.

How does the EIB differ from commercial banks?

The EIB is a non-profit, policy driven public bank. It is financially autonomous and raises its resources on the financial and capital markets, mainly through bond issues. Information on how the Bank raises funds is available here.



Loan Application

Who can benefit from an EIB loan?

The EIB’s clients are public and private sector entities. Any project promoted must be in line with our eligibility criteria, and be financially and economically sound. We lend directly to large individual projects. Promoters must provide a detailed description of their capital investment and prospective financing arrangements. Further information can be found in our application documents.

How does the EIB approve a project?

A project appraisal is carried out by the Bank’s teams of engineers, economists and financial analysts, in close cooperation with the promoter. Criteria are typically tailored to each specific project. A report then goes from the Management Committee to the Board of Directors, who meet 10 times per year, for a final decision. Once they approve, the loan can be drawn down in one or more instalments according to borrower requirements.

How long does it take to get a loan?

An EIB appraisal procedure can take anywhere between six weeks and 18 months depending on the project scope, the degree of complication of an operation, and the efficiency of the appraisal process on the part of both the EIB itself and the project promoter.

Which procedures should SMEs and Mid-Caps follow for EIB loans?

SMEs and Mid-Caps are financed via intermediated loans. The EIB makes a loan to local banks and intermediaries, which on-lend to final beneficiaries. SMES and Mid-Caps  should apply directly to local partners within or outside of the EU. Further information concerning EIB support to SMEs and Mid-Caps can be found here.

Can EIB loans be combined with loans from other banks?

Yes. The EIB’s contribution to a project’s cost is limited to 50% of the overall amount established during appraisal. The EIB works with other banks, either co-financing projects or in security structures

Can EIB loans be combined with EU grants?

Yes, financing may be combined with EU grants depending on the scope and definition of a particular project. More information on EU grants can be found in the dedicated section of the European Commission website.



Loan Conditions and Disbursement

What are the conditions of EIB lending?

The EIB provides loans running from approximately four to twenty years, depending on the economic life of the assets to be financed. The EIB does not publish information on the financing terms and conditions of its loans, such as maturity, interest rates and grace period. This information typically forms part of the EIB’s confidential relationship with its business partners.

What are the EIB’s interest rates?

The EIB can only make a specific quote for lending following a thorough appraisal of the project. Loan rates will also vary according to specific aspects such as currencies borrowed, amount, duration and timing of disbursement.

As well as fixed interest rates, the EIB can offer revisable and convertible rates, allowing for a change of interest rate formula during the life of the loan at predetermined dates or during predefined periods.

What are the loan disbursement procedures?

An approved EIB loan facility can be drawn down in a number of instalments according to borrower requirements. The maturity, repayment terms and amortisation profile of each draw can be chosen by the borrower at the time of disbursement, facilitating active treasury management.



Procurement

How can my company get involved in an EIB-funded project?

The tendering procedures and selection of contractors are the responsibility of the project promoter. The EIB does not play a part in these tendering procedures. The EIB does verify that a fair process of international tendering takes place according to the procedures set out in our Guide to procurement for promoters.

Calls for tender for EIB projects are published in the Official Journal of the European Union. Should you wish to gain further information on a project, the Bank would invite you to contact the promoter directly.

How can my company offer its services to the EIB itself?

The EIB is committed to respecting the fundamental EU principles regarding public procurement in its dealings with external providers, including equal treatment, non-discrimination and transparency. The Bank considers that these principles can be best implemented by competition among qualified tenders and a selection based on cost and quality considerations. All new calls for tender are announced on the dedicated section of the EIB website. Further information can also be found in the Guide for procurement of services, supplies and works by the EIB for its own account.



Transparency and Information

Where can I find information about the EIB’s transparency policy?

The EIB Transparency Policy is available here. A guidance note explaining the main provisions is also available.

Where can I find information about corporate responsibility at the EIB?

Our corporate responsibility page and publications contain all the relevant information.

What are the EIB’s anti-fraud policies?

The EIB has a zero tolerance policy when it comes to fraud and corruption. Key information, documents and codes of conduct are available here.

How does the EIB handle complaints?

Information and procedures regarding complaints are available on the Bank’s dedicated complaints mechanism webpage.


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