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EIB Group

The EIB Group consists of the European Investment Bank and the European Investment Fund (EIF). The EIB is owned by the EU Member States. The EIF has several shareholders, the EIB being the majority shareholder:

  • EIB: 66%
  • European Commission: 25%
  • Other European Financing Institutions: 9% 

The principle area of cooperation between the EIB and the EIF is in support of small and medium-sized enterprises (SMEs). Their relationship encourages a productive sharing of expertise in support of SMEs.

The EIB provides long term loans to large capital investment projects. In addition, the Bank promotes SMEs through:

  • Medium and long-term credit lines to intermediaries in the banking sector
  • Venture capital activities in FEMIP and ACP

The EIF concentrates on:

  • Investment in innovative SMEs in the EU and Enlargement area though venture capital funds
  • SME guarantee operations involving own resources or those of the EU budget